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Conceptual Model

RCN is a global credit network based on cosigned smart contracts that connects lenders and borrowers located anywhere in the world and on any currency. The smart contracts connect agents with information on the borrower’s identity to agents that analyze the borrower’s credit risk impartially, thus standardizing credit lending through blockchain technology. A cosigner acts as a reinsurer that distributes and reduces the lender’s risk and, at the same time, helps to improve the contract conditions by retaining access to the borrower’s local legal system.

Project Description

RCN is a global credit network based on cosigned smart contracts that connects lenders and borrowers located anywhere in the world and on any currency. The smart contracts connect agents with information on the borrower’s identity to agents that analyze the borrower’s credit risk impartially, thus standardizing credit lending through blockchain technology. A cosigner acts as a re insurer that distributes and reduces the lender’s risk and, at the same time, helps to improve the contract conditions by retaining access to the borrower’s local legal system.Team:Sebastian Serrano: Founder & CEO.David Garcia: SVP & Board Member.Luciana Gruszeczka: Compliance Officer.Andres Fleischer: Head of Operations & Admin.Eugenio Cocimano: Actuary & Data Scientist.Melody Bohn: Controller.Juan Mendez: Head of Growth & Content.Bruno Acorsi: Head of Support & CX.Ripio will be holding its ICO on October 17, 2017. The ICO token supply represents 51% of the total token supply, so there will be a total of 510000000 tokens available for investors, at the offering.Token Reserve Split (49%):15% Kept as a pool to incentivize the participation of agents and for otherwise bootstrapping the network.34% Held as a provision for bounties, partnerships, marketing, and future RCN expenses.

Founders and Associates

Sebastian Serrano -CEO & Cofounder

David Garcia -SVP & Board member

Eugenio Cocimano -Data Scientist

Juan Mendez -Head of Growth

Antonio Ceraso -CTO & Lead blockchain developer

Facundo Rodriguez -Blockchain developer

Pablo Lefort -Full Stack developer

Agustin Aguilar -Smart Contract developers

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*Disclaimer: This data should not be taken as, and is not intended to provide, investment advice. Please conduct your own thorough research before investing in any cryptocurrency/cryptotoken or ICO.
RCN Latest Updates
April 27, 2018

RCN Integrating Bancor Protocol to Provide Token Liquidity for Token Holders

RCN, a global peer-to-peer credit network based on cosigned smart contracts, has today announced its integration of the Bancor Protocol.By integrating with the Bancor Protocol, RCN token holders will gain access to continuous liquidity regardless of trade volume or exchange listings, through the...

From: RCN_news

April 24, 2018

RCN´s Global Credit Network Envisioned on 2016 Patent

On September 9 2016, Ripio (the South American company whose core team developed the RCN lending protocol) submitted a patent application for a new loan transactional model. The patent application number 6238529, described the systems and methods on which distributed ledger assets could act as...

From: RCN_news

April 04, 2018

RCN Partnership with Coinmanager

More exciting news here at RCN! We are delighted to announce our partnership with Coinmanager, a multi-asset wallet for Bitcoin, Altcoins & Tokens which provides a robust and secure solution to store different digital assets.Coinmanager has already listed the RCN token within their wallet...

From: RCN_news

March 15, 2018

Pending AMA Questions Reply

We wanted to address those questions that remained unanswered in our last AMA. Our responses below. Stay tuned! More exciting news to come soon.1 — Are there any plans to immediately expand outside of Latin America?RCN is a global protocol which already has been partnering with companies...

From: RCN_news

March 09, 2018

RCN Partnership with Coinomi, Upcoming Protocol Version 2 Highlights & Token2049 Sponsorship

A — Coinomi IntegrationWe are really happy to announce our partnership with Coinomi! Coinomi, a multi-asset wallet for Bitcoin, Altcoins & Tokens, provides a robust and secure solution to store different digital assets making it a great option for RCN token holders.As the first step...

From: RCN_news

February 23, 2018

Announcing RCN partnership with Bloom

More exciting news here at RCN! We are really happy to announce our new partnership with Bloom. An end-to-end protocol for identity attestation, risk assessment and credit scoring, Bloom will enable RCN Network wallet agents to get relevant and accurate information to identify and score...

From: RCN_news

February 02, 2018

Weekly Update: Request Network partnership plus whitepaper now on GitHub

This week on RCNRequest Network alliance: the future of commerce brings invoice payments on creditWe’re glad to announce our partnership with Request Network, an Ethereum-based protocol -built by the team behind the money transfer service Moneytis- that acts as a decentralized ledger for...

From: RCN_news

January 24, 2018

RCN now on Bitfinex

We are excited to announce that the RCN token is now listed on Bitfinex, the world’s largest Bitcoin exchange. RCN token holders can trade against the pairs USD, BTC and ETH.Deposits have been enabled with trading set to commence at 4 pm UTC today (Wedensday, Jan 24th).Bitfinex provides the...

From: RCN_news

January 16, 2018

Weekly update: RSK partnership and RCN engine documentation

This week on RCNRSK alliance: the RCN credit protocol will be deployed over a smart contracts platform powered by the Bitcoin NetworkAwesome news! We have partnered with the open-source smart contract platform RSK (formerly known as RootStock) to expand our peer-to-peer credit solutions using...

From: RCN_news

January 04, 2018

Weekly Recap: Ethereum Enterprise Alliance membership, Coinfabrik audit results and upcoming…

Weekly Recap: Ethereum Enterprise Alliance membership, Coinfabrik audit results and upcoming announcementsThis week on RCNRCN is now part of the Ethereum Enterprise AllianceWe’re super happy to announce that we are now official members of the Ethereum Enterprise Alliance (EEA), joining over...

From: RCN_news

December 27, 2017

Weekly recap: OKLink partnership, Coinfabrik audit plus new implementations

Last week on RCNOKLink alliance: from the Asian market to the WorldGreat news!The Asian project OKLink has just partnered with RCN aiming to integrate their global payment services to our global credit network next year and leverage the existing international remittance corridors into...

From: RCN_news

December 18, 2017

RCN weekly recap: Decentraland partnership and credit exchange updates

This week on RCNDecentraland joins RCN: credit loans on virtual real estateWe are proud to announce our alliance with Decentraland, the blockchain-based virtual reality platform where users can acquire virtual land to create and monetize their content.Within Decentraland’s public virtual...

From: RCN_news

December 11, 2017

Weekly recap: Steven Nerayoff joins as new advisor plus Kyber Network partnership

Last week on RCNKyber Network: a strategic exchange allianceThe Singapore-based crypto exchange Kyber Network has sealed its partnership with RCN this week. Their protocol facilitates instant cryptocurrency conversion and guarantees liquidity through rich payment APIs and contract wallets,...

From: RCN_news

December 04, 2017

RCN weekly update: first credit loans, Exchange Union partnership and BioCoin alliance

First credit loans: a key milestone for the RCN networkAs we announced a few days ago, RCN launched its first credit exchange implementation on the argentinian-based Bitcoin wallet Ripio (whose core team developed the idea behind RCN), using the network protocol smart contracts.This week, the...

From: RCN_news

October 30, 2017

As previoulsy stated, we have consided a compensation for the scam victims after the conclusion of…

As previoulsy stated, we have consided a compensation for the scam victims after the conclusion of the sale. We will issue an official statement on this matter tomorrow. Thanks

From: RCN_news

October 28, 2017

How do RCN loans build up real global credit solutions

There are different financial scenarios all over the world, and the need for credit solutions are quite different depending on the context. However, traditional credit services are not offering that many alternatives for these scenarios. Financial institutions usually offer limited options for...

From: RCN_news

October 26, 2017

How to add RCN token balance into MyEtherWallet and MetaMask

To those who have purchased RCN tokens (during the presale or crowdsale stages of Ripio Credit Network) here’s a quick tutorial to add your RCN balance into the most popular ERC20 standard compatible ETH wallets.My Ether WalletGo to Send Ether & Tokens2. Unlock your wallet3. Click Add...

From: RCN_news

September 29, 2017

Why Ripio Credit Network is a real solution to peer-to-peer lending

So far, many attempts have been made to build lending solutions with new technologies.There are several peer-to-peer platforms and innovative alternatives based on crypto services that connect fund-holders with fund-takers. Some of these are really effective in reducing intermediaries as well as...

From: RCN_news

September 19, 2017

Meet Ripio Credit Network: a global credit network based on cosigned smart contracts

What’s RCN?RCN is a global credit protocol based on smart contracts and blockchain technology enabling connections between lenders and borrowers located anywhere in the world, regardless of currency.https://medium.com/media/4e5d494818d408a0b4e32c5ca7992df0/hrefWhy RCN?RCN enhances transparency...

From: RCN_news